Dirty Money: Germs on Money
93
Bacteria on Money
"Don't put that money in your mouth! You never know where it's been!" Your mother said so, just like countless mothers for countless generations said before her. While you are trying to conserve money with savings plans, an IRA, stocks, bonds, smart shopping, coin-hoarding, dollar-stretching and a variety of money saving techniques, your mother was more concerned with saving your health.
Moms were not and are not alone. At the beginning of the 20th century, Dr. Thomas Darlington, Health Commissioner of New York City, presided over experiments with bacteria found on bills and coin. On February 24th, 1905, the New York Times reported that Dr. Darlington told the House Committee on Banking and Currency "that it was desirable in the interest of public health that soiled bills be withdrawn from circulation as soon as practicable."
In Japan, moms have had a real impact. There, paranoid parents can go to a "clean ATM" and get their yen pressed between rollers for one-tenth of a second at 392 degrees, enough to kill many bacteria, according to Hitachi, the ATM maker. Explains Terry Kubo, a Hitachi spokesman,"Japanese like to be very clean," adding, "Please be sensitive". It seems the Japanese don't even want to talk about icky germs.
Now Wash Your F***ing Hands!
Separating Clean From Dirty
Today, the job of separating dirty money from an unsuspecting public falls to the Federal Reserve. While paper bills are built to take an extreme amount of abuse, the average U.S. Dollar lasts a mere 18 months. "Soil content," as the Federal Reserve tactfully calls it, is analyzed by machine. A new bill scores a 16, and goes down from there according to "soil content." Any bill scoring 12 or less - about a third of those tested - are typically shredded and used for landfill.
Obviously, the Federal Reserves test shows only how soiled money is; it doesn't reveal what soils it. Your mom was right about one thing: you never know where it's been. Witness the exotic dancer with the special talent of removing a dollar bill from a man's face in a cheeky way. Clearly moms across the planet have done a fine job of convincing us money is full of disgusting germs - strippers aside - but is it really? And if so, how filthy is it?
Germs on Money
It goes without saying that bacteria are everywhere in the environment and most of these microbes are harmless to humans. Should germs on money worry us? Surprisingly, studies of bacteria on money are scarce. In 1972 a study in the Journal of the American Medical Association studied bacteria from 200 coins and bills and found harmful germs like fecal bacteria and Staphylococcus aureus on 13 percent of coins and 42 percent of notes. The study concluded: "Money is truly dirty."
Another study at the University of California at San Francisco cultured 113 examples of "real life" cash from a deli, a post office, a newsstand, and common places where money changes hands. Most grew harmless organisms, but 18 percent of coins and 7 percent of notes had some less friendly bacteria on them, including the odd colony of E. coli and the potential pathogen S. aureus. Fortunately, the bug soon shrivels on money's dry surface. And with 25 percent of people carrying S. aureus in their noses, it's no surprise that the bug gets onto fingers and money.
Lend Me a Hand
Anything that gets on hands can get on money. And hands are hardly germ-free. While not the germiest parts of the human body - they're too dry for that - hands have a local population of bacteria quietly grazing on their skin debris. In the late 1930s, the surgeon P. B. Price discovered something surprising about our hands: no amount of washing with soap or antimicrobial agents can sterilize them. "Even after 10, 15 washings," says James Leyden, a dermatologist at the University of Pennsylvania, "bacteria are there by the thousands."
Speaking on hands and bacteria, Leyden asks rhetorically "Where are the hidden cities?" In the late 1980s, he conducted a test where he closed the moist spaces under volunteers' fingernails. "You find hundreds of thousands, even millions of bacteria there," he says. "Sometimes the amount under one fingernail is more than on the rest of the hand." Each time the volunteers washed their hands, the number of bacteria diminished until eventually hardly any were left.
In general, skin resists being colonized or invaded by foreign bacteria. Its outer layer forms an efficient barrier and its surface is too dry or too acidic for many nonresident species. In addition, skin surface oils contain antimicrobials. In the mouth, saliva - our natural mouthwash - contains the antibody immunoglobulin A and germ-killing enzymes. Any microbe that makes it past the skin or the mouth's pink lining must contend with the body's immune system. And any microbe that's swallowed faces the acid test of the stomach. In short, the human body does a pretty good job of protecting itself.
Germ Warfare
So what can we do about dirty money and germs on currency? "Money is not a major cause of exchange of diseases, and you should not worry about it very much," said Joe Kitterman, environmental health supervisor for the Riley County Kansas Health Department. Viruses do not enter a person's body through the skin, Kitterman said. They must come in contact with the nose or mouth or through the membranes of the eyes. The biggest culprit when it comes to transmitting sickness is a simple lack of hygiene.
"The most common problem is lack of hand washing," he said. "There are a lot of bacterial diseases that can be spread because people don't wash their hands after they go to the bathroom."
George Marchin, associate professor of biology at Kansas State University, said hands generally must come into contact with the face to spread viral diseases. "The virus gets on your hands, then later you touch your nose or rub your eyes. You really have to massage (the virus) into the membranes," Marchin said. "Washing your hands more often is something the Center for Disease Control recommends." Washing your hands too often though can be detrimental, stripping the skin of its antimicrobials and causing abrasions, making you more susceptible to bacteria.
But a quick pass of the hands through running water doesn't get the job done, said Carol Kennedy, director of health education and promotion at Lafene Health Center, Kansas State University. "I would say significant lathering using soap and warm water.
"Soap is critical. It has been determined that soap and warm water is the best way to prevent colds and that kind of thing." Antibacterial gels can help sanitize in a pinch. "That's a good alternative if you don't have access to soap and water," said Kennedy, "like if you are in class and sneeze or blow your nose."
Mothers Know Best
That doesn't mean mothers aren't right to warn toddlers not to put money in their mouths. According to the American Academy of Pediatrics, small coins are the most common foreign objects causing injuries to children worldwide. The danger is choking, not swallowing: a quarter going down the wrong pipe could block the airway and can suffocate a small child in minutes. "Swallowing a coin isn't the worst thing in the world, if the coin lands in the stomach," says Marilyn Bull, a pediatrician at Riley Hospital for Children in Indianapolis. In due course the ingested coin should emerge at the other end acid-washed by the stomach, in shiny, almost mint condition.
So, the best way to protect yourself is to keep your fingers and money out of your mouth (even though it wont kill you, it is dirty and icky), don't rub your eyes, don't pick at your scabs, and wash your hands, especially after going to the bathroom. And those are all things your mother told you. Thanks, mom.
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So this was where you were hiding most of the night? Writing this hub? Any luck with the computer and any progress on your water heater (I'm almost afraid to ask).
Oops we have been warned. I'm not watching the video. Excellent angle on the topic Cristoph.
(Do you know what denominations are used in strip clubs?)
I'm using my credit card for everything now.
Rochelle...LOL! That just didn't sound right! Hahahahah! Almost as if you were going to swipe your credit card between their cheeks rather than tuck a $ 1 bill into the g-string. Somehow I can't picture you going to a strip club....please, please, tell me I'm right!
Will money laundering help? (wink!)
Mums knew best, didn't they? Though sometimes Christoph, too much washing can strip the skin of the good bacteria that we need to keep the bad bacteria away :)
Money laundering-- heh heh
Spryte, your imagination runs wild-- I was trying to avoid handling currency that may have been through many unknown (low) lives .
Reminds me! Recently I got a shot of MMI-Vaccine. That is guaranteed to protect me from a whole range of intruders from bacteria to rhinos!
So, if you feel threatened by any of the currency notes you posses, just wrap them up in foil and send it across to me! :) :)
Christoph - You may want to check your horoscope...I bet there is an evil influence in there somewhere regarding appliances and electronic devices. They say these things come in threes....please tell me your electric toothbrush went on the fritz already and so you've already seen your triumvirate of evil.
christoph you must be so totally pee'd off about your water heater as well as your computer going off on frolics of their own! my computer died about 6 weeks ago and I am still waiting for the replacement tower - they *tell* me it has arrived onto the wharf in Sydney! great hub although to be perfectly honest once the chef finished pointing percy at the porcelain, forgot to wash his hands and then went back to his kitchen to sneeze green bits all over the pot I was out of there! far too much information. By the way what was the name of that restaurant? cheers
Lol! So making money online is real after all! :)
Christoph - I apologise - I skimmed thru and missed the skin antimicrobes bit!
Once again, I am confused. How can it be that the soil content of the dollar bill goes DOWN ifrom 16 to 12 nstead of UP from 12 to 16 as it gets dirtier and dirtier? Where is our Secretary of the Treasury to respond?
Here's my favorite line: "And with 25 percent of people carrying S. aureus in their noses, it's no surprise that the bug gets onto fingers and money." No duh! I always tell my son, "You keep that filthy lucre out of your nostril or you'll be sorry."
Christoph- I do like the concept of Check cards unlike credit cards (some people maynot be adept at using credit). Btw that picture of mother reminded me of June Cleaver (Leave it to Beaver). I guess like the Japs we can have those currency cleaners at ATM's.Great informative hub.
LOL. Are you a parent? When have you ever, ever heard of money being transferred from a child INTO his mother's purse? The cashflow is always, always, always in the other direction, I assure you!
As to putting strippers in danger, I am too shy to do any tipping myself (I have my wholesome mom image to uphold after all). I hand my tip $$ to Rochelle Frank and she deposits it as directed.
Did you mean CW instead of MM? (I guess it's getting close to bedtime for Mr.President)...LOL
The filthiest money I have ever seen was in india a few years ago: ripped notes were unacceptable everywhere but some notes (and there were no coins at the time) were so filthy you actually couldn't tell which colour they were LOL
I'm sure we should have been paid danger money working for a bank. All those years of counting coin and notes - disgusting stuff. And I knew there was a reason the key pads on the ATM's are stainless steel. The alcohol cleaner is more effective than on plastic. Now next time you press the plastic keypad in the supermarket you may think twice. Hmmmmm peeeuk!
Think I'll go to the laundromat with my money, throw it all in the washer, and plop my big polka-dot swaying butt on the washing machine when it goes into spin cycle. End result, clean money and reducing the size of my butt! Sounds like a win-win to me :)
In the 1960s and 1970s we were taught in school that US currency was treated to make it germ-free. A government lie? haha. Interesting Hub.
As a child, I was terrorized by the idea of showing up at school with a speck of dirt I might have missed hiding under a fingernail. The school nurse conducted regular hand inspections, and if she found dirt under your fingernails, not only would she send you to the lavatory with a nail brush to wash it out, but she'd send a note home to your mother AND use you as an example to the rest of your classmates. (Trish, I wonder if you remember this?)
Well, Christoph, thanks to your superbly written Hub, now I know that horrible nurse was pretty darned smart, maybe even ahead of her time. If only she'd been better educated in psychology!
Great - now I need to spend money on yearly brain scans. Another money-filching ploy of Big Medical Care.
OMG! Miss Lemon sounds like a horror! I never had to endure hand inspections and I would have been mortified if I'd had Sally's experience. I guess I was just very fortunate in the teachers that I had...
(Personally...I think that's a great subject for a hub, although not by me since I've never had any bad experiences)
The question of course is whether or not you enjoyed it too, Christoph :)
lol @ quicksand & "launder the money"!!
I don't like shaking peoples hands bcos of germs and ill wash my asap after lol! as for money don't get me started on this very serious subject and the sooner we have a cashless society with funds withdrawn from banks or shops (top-ups) then the safer and cleaner our money and lives would be!
Great hub~;)
I love the word *icky* in your title. I did a Google on the word, and found that there are 3,780,000 returns (guess that's a lot of people who know how to spell it).
dictionary.com defines the term as repulsive or distasteful, excessively sweet or sentimental, or unsophisticated or old-fashioned, or sticky as in viscid.
I'm sure you mean the first definition, perhaps the last, but I can't help but wonder about the others in between.
Needless to say, love your Hubs, and they are always worth revisiting.
Dirty or clean, my love for money will never ever diminish! :)
Chris, you're such a gentleman :)
By the time I realized what I actually said, it was too late to edit LOL,,but in that video the thing that really caught my attention was the swaying polka-dot butt.
Sally, no, I don't remember ever getting our hands inspected. What I do remember was standing in line in the nurse's office waiting for the dreaded needle.
Very interesting hub Chris. I'd say 'food for thought' but somehow that idea makes my stomach turn :)
LOL Chris. I'll be sure to throw in my itsy bitsy teeny weeny yellow polka-dot bikini :)
Filthy lucre. What a great hub. Of course keyboards, telephones, credit cards, car keys are all sources of bacteria. That ATM pad is also a potential bacteria carrier. Of course too much sanitization is also not a good thing. The amount of allergies and poor immuno-supressive systems (in humans) may be the result of living too clean a life. My grandparents believed that some exposure to dirt was good for kids. But they always insisted on washing of hands after going to the loo, before meals and before going to bed at night.
I once caught Scabies from money handling when driving buses. Scabies are like tiny insects/parasites, that tunnel into your skin causing itchy but tiny blisters all over your body from the neck downwards, (mainly on the webbing between your fingers and toes). This quickly passed on to my boyfriend, and the only cure the doctor could offer was a white liquid we had to paint all over each other's naked bodies, including in every crack!!! This liquid had to stay on for 24 hours, then you washed it off and repeated the whole process. It was not pleasant, and the itching drove me crazy. what was really annoying was I washed my hands multiple times a day, but still caught these horrible critters in spite of this. Money truly does carry all sorts of nasties!!
I handle money everyday in my job and I have become quite paranoid about the germs, and your hub didn't help!! LOL
I use hand sanitizer and have since teaching first grade. Consequently - I rarely every catch a cold, tho' no telling what other germs are lurking around in my body waiting to strike. sniffle.
I'm going to wash my hands now. =))
Take a look at this link Christoph, it shows not only an enlarged picture of the scabies mite, but also the effects on the skin of sufferers Yuk.
Well, as usual, I'm way late to the party. This was a smooth read, as always, and frankly, the thing about the anti-bacterial gels has me wondering again. I heard they were good for a long time, then I recently read that they are not strong enough to actually kill the hardcore bacteria and in fact strengthen them and thus contribute to the evolution of "super" bacterias. But you clearly read more stuff than I did, so, maybe they do work. Dammit, now I'm confused lol.
I got to tell you, I was laughing my freaking ass off on that video. I know it's immature to appreciate that as much as I did, but I confess to being very immature and, well, that was flat hilarious. How in the heck did you find that thing? That was priceless.
Very Amusing Hub
Then you slopped into a nugget. I'm showing that to my kids when they get home. They'll laugh their asses off and send it around to their friends.
LOL my children "loved" the video... I think finally they are going to wash their hands now without me having to remind them. Thanks :)
This is a great reminder for everyone to give a serious thought on handwashing, which often is neglected by many because we easily get caught up with a lot of stuff to do in between...
Nice hub..
Now I know why 'Scrooge McDuck' always wore gloves!
Hi Christoph - Just clicked the scabies link left by Misty - vile, revolting little nasties! and interestingly enough you don't catch from animals - just other infected people - nice. cheers.
Christoph - glad to see you back from computer wilderness land!
very good hub
Very daunting but true. Be careful what you touch and always wash your hands asap or keep hand sanitizer handy. Excellent Hub. Thumbs-up and a bookmark.
There was just something new on the news about this in the last couple of days. Filthy lucre indeed!--
After reading this again, I realize how good it was and also how great your selection of photos is, even in combination. G Washington, raising his eyebrows above the stripper--the toilet paper currency, the E-coli bacteria which looks like a fleecy tampon.
I applaud your wonderful talent for finding images to go with your writing.
I am sitting at the computer with one of my Evil Cats on my lap (as usual). Now that I have read your Hub I shall certainly wash my hands before my next trip to the fridge for a little snack! (But I might chuckle as I lather up). But as for putting money in my mouth - I haven't got enough to do that!
Thanks for an entertaining hub.
I love the pictures you chose for this hub.
Hey CR, how are you tonight? Haven't seen ya round too much lately.
CR, feel free to send me your money! I'll be more than happy to wash it for you! I'll even send most of ot back!
By the way, I had no idea that E.Coli were so cute!
New notes, that's the answer. We have one bank that always seems to issue clean notes from it's ATMs. that's where i go. and I like to wash my coins. OK, the ATM keypad is probably disgusting but so is the guy who sneezed down my back in the supermarket queue! Germs are EVERYWHERE!
What about a little water fountain built into an ATM to wash your hands afterwards? Hmmm.
very nice topic.....i never thinked it before
What? Dirty money... there's no such!
Still waiting for that box of money, pal. My laundering enterprise is in full swing! At the urging of one of your readers, I have put in a coin washer.
That'll be just fine, Christoph. I'd be willing to bet that it will cost more to feed her, than what's in the box of money. Sounds like you didn't really think this one through.
Hi, what a nice hub,I think that picture onsite can talk much than word"picture express thousand word" is it right?Have nice day
Ick! Great hub with great information. You really did your research on this one! 'Scuse me. Gotta go wash my hands.
EEWWWW! I don't even want to THINK about it! Loved George rolling his eyes!
I don't want to think about THAT, either. Money laundering is sounding good right about now.
Christoph, the exotic dancer??? I am obsessive about hand washing. I have to be!
Sure, go and ruin the mental picture with the truth!! Ha ha ha...no, not a brain surgeon. I worked day care for about 2 years, and now I work at a hospital, not as a surgeon. Making money, so I can go to school to be a nurse.
Wash, rinse, repeat. Man Cristoph, you just made me a germaphobe. Thanks a lot.
I agree, wash and rinse - repeat. But NOT with hand sanitizers. All the new germ killing dish soaps, etc...are simply making germs into *SUPER GERMS* - we are doing it to ourselves...breeding new bacteria which now kills us...
New Black Plague coming soon...
"It goes without saying that bacteria are everywhere in the environment and most of these microbes are harmless to humans. Should germs on currency worry us?"
It WILL be worrying us if we don't stop messing around with mother nature.
Surely mother nature knows Best!
Wait! I Know! It's a government plot to make money obsolete...to make us use ONLY plastic bank cards and credit cards. Which are, of course, washable!
Then - when the country's currency goes tits up and the economy crashes - theres nothing to back it up!
No more Money - nothing left; the USA does not run on the gold standard.
Yep...Mother Nature knows best; you did your very best June Cleaver--we all know that - the *beaver* surely appreciated you in later life!
I hated my job as a cashier because of all that dirty money. I went through bottles of hand sanitizer, and then my hands were always so dry. Great hub.
Very interesting Hub.
Great article, and I love the video, definately more F's in there than the regular F-diagram!! Reminds me of an article I read a couple of years ago by LSHTM - check out http://www.lshtm.ac.uk/news/2008/dirtyhandsstudy.h
I've also featured an article by the Bangladeshi Daily Star which might be of interest to you: http://maevehall.wordpress.com/2010/02/21/filthy-m
Will check back for more great posts!
M
Everything we need to know our moms taught us and this is a great case in point. Thanks for an informative and well written hub.
Hello :)
Lovely video, Christoph! Gad, I've got to find out where that eatery is-that's some soup!!
Thanks for this, umm, revolting piece of writing!
Great read Christoph. It makes sense that money is so dirty. Washing your hands often can help of course but it's impossible to stop every germ there is.
I think about germs on money - but now I'll REALLY THINK.
And that video was gross, hideous, pukey. Ugh!
I gotta go read something pretty now! :-}
Gross. I had to watch that damn video didn't I!
Shuffling along Master Reilly. About to do some 'omming' over the next seven weeks with my teacher. Hope you're kicking goals in life.
PS: I did that follow-up hub to the Hartman Grid. Check it out when you have time.
Very pleased you've had a win. Will catch up on skype in the New Year for an update.
Great hub. I won't say I enjoyed it, but great hub all the same.
I love it when I wash my hands in a public lavatory, and feel all clean and smug, but then find that some other person has just come in done his business, (Whatever that might be) and gone out, not having washed his hands, and I have to open the door that last had his hands on the handle.
Yeeuch!
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spryte Level 2 Commenter 3 years ago
LOL! I really enjoyed this...although, I don't think I can ever eat in a restaurant again after watching that video. Graphic Grossness...ewwwww!